I paid my student loans one year ago before which I never had savings to pay khums on. I want to pay khums now for the first time in my life and wanted to know if khums applies to all my savings till today? What date should I select?
If you have never earned income before, then you can begin your khums date from when you first start earning. If you do not have a job and your savings are from money given to you, then you have a year from the time you were given the wealth in question. If, after a year, you have some savings left from what you were given that year, then you pay khums on it. But as long as your expenses exceed the money you saved, then khums does not apply.